Do you have Auto Insurance Liability?

When driving through our beautiful state of Washington, do you know if you have the proper coverage? Are you aware that it is mandatory to have liability?

The law requires anyone driving a motor vehicle in our state to have an insurance liability policy, a certificate of deposit, or a liability bond to the required limits. If you have 26 or more vehicles, you can self-insure.

Under the law, you’re required to have a liability policy with limits of at least 25/50/10. This means:

• $25,000 for injury to another person
• $50,000 for injuries to all other persons
• $10,000 for damage to another’s property

You must carry the same limits if you choose to buy a bond instead of an insurance policy. If you use a certificate of deposit, you must deposit $60,000 in cash or securities with the Office of the State Treasurer. If you’re insuring 26 or more vehicles, you can self-insure through the Washington State Department of Licensing.